📍 Irons, MI · Zillow ZHVI · July 2026

Average Home Price in
Irons, MI

Lake County County

Median Home Value
$205,186
↑ 9.2% year-over-year
vs. National Median
$410,000
Irons is 50% below
Est. Monthly Payment
$1,070/mo
20% down · 6.8% rate
Income Needed
$54K
gross annual (30% rule)
Median Home Value
$205,186
↑ 9.2% year-over-year

Down Payment (20%)$41,037
Monthly P&I$1,070/mo
With Taxes & Ins.~$1,359/mo
Income Needed$54,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Irons, MI

The median home value in Irons, MI is $205,186 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.2% compared to a year ago and up 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Irons are priced50% below average.

Over the past five years, Irons home values have risen by approximately32.9%, reflecting strong long-term appreciation in this market.

City Comparison

Irons vs. National Median

🏠 Irons
$205,186
National Median
$410,000

At $205,186, homes in Irons cost 50% below the national median of $410,000. This makes Irons a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Irons?

20% Down Payment
$41,037
on $205,186
Monthly P&I
$1,070/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,359/mo
incl. taxes & insurance
Income Needed
$54,360
gross annual (30% rule)
10% Down Option
$20,519
+ PMI applies
Loan Amount (20% dn)
$164,149
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Irons, MI?
The median home value in Irons is $205,186 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.2% year-over-year.
How much have home prices changed in Irons?
Over the past year, home values in Irons have increased by 9.2%. Over five years, prices have risen approximately 32.9%.
How much do I need to earn to buy a home in Irons?
To comfortably afford the median home price of $205,186 with a 20% down payment ($41,037) at today's rates (6.8%), you'd need a gross annual income of approximately $54,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Irons compare to the national average home price?
The national median home value is approximately $410,000. At $205,186, homes in Irons are 50% below the national average.