📍 Lewiston, MI · Zillow ZHVI · July 2026

Average Home Price in
Lewiston, MI

Oscoda County County

Median Home Value
$196,737
↑ 2.1% year-over-year
vs. National Median
$410,000
Lewiston is 52% below
Est. Monthly Payment
$1,026/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$196,737
↑ 2.1% year-over-year

Down Payment (20%)$39,347
Monthly P&I$1,026/mo
With Taxes & Ins.~$1,303/mo
Income Needed$52,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lewiston, MI

The median home value in Lewiston, MI is $196,737 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and down 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lewiston are priced52% below average.

Over the past five years, Lewiston home values have risen by approximately19.6%, reflecting steady appreciation in this market.

City Comparison

Lewiston vs. National Median

🏠 Lewiston
$196,737
National Median
$410,000

At $196,737, homes in Lewiston cost 52% below the national median of $410,000. This makes Lewiston a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lewiston?

20% Down Payment
$39,347
on $196,737
Monthly P&I
$1,026/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,303/mo
incl. taxes & insurance
Income Needed
$52,120
gross annual (30% rule)
10% Down Option
$19,674
+ PMI applies
Loan Amount (20% dn)
$157,390
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lewiston, MI?
The median home value in Lewiston is $196,737 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Lewiston?
Over the past year, home values in Lewiston have increased by 2.1%. Over five years, prices have risen approximately 19.6%.
How much do I need to earn to buy a home in Lewiston?
To comfortably afford the median home price of $196,737 with a 20% down payment ($39,347) at today's rates (6.8%), you'd need a gross annual income of approximately $52,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Lewiston compare to the national average home price?
The national median home value is approximately $410,000. At $196,737, homes in Lewiston are 52% below the national average.