Market Overview
Home Prices in Linwood, MI
The median home value in Linwood, MI is $215,003 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Linwood are priced48% below average. Linwood is part of the Bay City, MI metro area.
Over the past five years, Linwood home values have risen by approximately37.7%, reflecting strong long-term appreciation in this market.
Price History
Linwood Home Price Trend
City Comparison
Linwood vs. National Median
At $215,003, homes in Linwood cost 48% below the national median of $410,000. This makes Linwood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Linwood?
20% Down Payment
$43,001
on $215,003
Monthly P&I
$1,121/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,424/mo
incl. taxes & insurance
Income Needed
$56,960
gross annual (30% rule)
10% Down Option
$21,500
+ PMI applies
Loan Amount (20% dn)
$172,002
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Linwood, MI?
The median home value in Linwood is $215,003 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Linwood?
Over the past year, home values in Linwood have increased by 7.7%. Over five years, prices have risen approximately 37.7%.
How much do I need to earn to buy a home in Linwood?
To comfortably afford the median home price of $215,003 with a 20% down payment ($43,001) at today's rates (6.8%), you'd need a gross annual income of approximately $56,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Linwood compare to the national average home price?
The national median home value is approximately $410,000. At $215,003, homes in Linwood are 48% below the national average.
What metro area is Linwood part of?
Linwood is part of the Bay City, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.