Market Overview
Home Prices in Lupton, MI
The median home value in Lupton, MI is $185,970 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lupton are priced55% below average.
Over the past five years, Lupton home values have risen by approximately47.6%, reflecting strong long-term appreciation in this market.
Price History
Lupton Home Price Trend
2020
$101,041
$101K
—
2021
$125,985
$126K
+24.7%
2022
$147,812
$148K
+17.3%
2023
$149,992
$150K
+1.5%
2024
$162,641
$163K
+8.4%
2025
$171,620
$172K
+5.5%
2026
$185,970
$186K
+8.4%
City Comparison
Lupton vs. National Median
🏠 Lupton
$185,970
National Median
$410,000
At $185,970, homes in Lupton cost 55% below the national median of $410,000. This makes Lupton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lupton?
20% Down Payment
$37,194
on $185,970
Monthly P&I
$970/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,232/mo
incl. taxes & insurance
Income Needed
$49,280
gross annual (30% rule)
10% Down Option
$18,597
+ PMI applies
Loan Amount (20% dn)
$148,776
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lupton, MI?
The median home value in Lupton is $185,970 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Lupton?
Over the past year, home values in Lupton have increased by 8.4%. Over five years, prices have risen approximately 47.6%.
How much do I need to earn to buy a home in Lupton?
To comfortably afford the median home price of $185,970 with a 20% down payment ($37,194) at today's rates (6.8%), you'd need a gross annual income of approximately $49,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Lupton compare to the national average home price?
The national median home value is approximately $410,000. At $185,970, homes in Lupton are 55% below the national average.