Market Overview
Home Prices in Mount Clemens, MI
The median home value in Mount Clemens, MI is $180,429 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Clemens are priced56% below average. Mount Clemens is part of the Detroit-Warren-Dearborn, MI metro area.
Over the past five years, Mount Clemens home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.
Price History
Mount Clemens Home Price Trend
City Comparison
Mount Clemens vs. National Median
At $180,429, homes in Mount Clemens cost 56% below the national median of $410,000. This makes Mount Clemens a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Clemens?
20% Down Payment
$36,086
on $180,429
Monthly P&I
$941/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,195/mo
incl. taxes & insurance
Income Needed
$47,800
gross annual (30% rule)
10% Down Option
$18,043
+ PMI applies
Loan Amount (20% dn)
$144,343
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Clemens, MI?
The median home value in Mount Clemens is $180,429 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Mount Clemens?
Over the past year, home values in Mount Clemens have increased by 2.4%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Mount Clemens?
To comfortably afford the median home price of $180,429 with a 20% down payment ($36,086) at today's rates (6.8%), you'd need a gross annual income of approximately $47,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Clemens compare to the national average home price?
The national median home value is approximately $410,000. At $180,429, homes in Mount Clemens are 56% below the national average.
What metro area is Mount Clemens part of?
Mount Clemens is part of the Detroit-Warren-Dearborn, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.