Market Overview
Home Prices in National City, MI
The median home value in National City, MI is $156,064 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in National City are priced62% below average.
Over the past five years, National City home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.
Price History
National City Home Price Trend
2020
$105,550
$106K
—
2021
$123,334
$123K
+16.8%
2022
$141,821
$142K
+15.0%
2023
$145,678
$146K
+2.7%
2024
$151,094
$151K
+3.7%
2025
$152,217
$152K
+0.7%
2026
$156,064
$156K
+2.5%
City Comparison
National City vs. National Median
🏠 National City
$156,064
National Median
$410,000
At $156,064, homes in National City cost 62% below the national median of $410,000. This makes National City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in National City?
20% Down Payment
$31,213
on $156,064
Monthly P&I
$814/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,034/mo
incl. taxes & insurance
Income Needed
$41,360
gross annual (30% rule)
10% Down Option
$15,606
+ PMI applies
Loan Amount (20% dn)
$124,851
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in National City, MI?
The median home value in National City is $156,064 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in National City?
Over the past year, home values in National City have increased by 2.5%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in National City?
To comfortably afford the median home price of $156,064 with a 20% down payment ($31,213) at today's rates (6.8%), you'd need a gross annual income of approximately $41,360. This assumes keeping total housing costs at or below 30% of gross income.
How does National City compare to the national average home price?
The national median home value is approximately $410,000. At $156,064, homes in National City are 62% below the national average.