📍 Omer, MI · Zillow ZHVI · July 2026

Average Home Price in
Omer, MI

Arenac County County

Median Home Value
$171,118
↑ 8.7% year-over-year
vs. National Median
$410,000
Omer is 58% below
Est. Monthly Payment
$892/mo
20% down · 6.8% rate
Income Needed
$45K
gross annual (30% rule)
Median Home Value
$171,118
↑ 8.7% year-over-year

Down Payment (20%)$34,224
Monthly P&I$892/mo
With Taxes & Ins.~$1,133/mo
Income Needed$45,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Omer, MI

The median home value in Omer, MI is $171,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.7% compared to a year ago and up 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Omer are priced58% below average.

Over the past five years, Omer home values have risen by approximately42.5%, reflecting strong long-term appreciation in this market.

City Comparison

Omer vs. National Median

🏠 Omer
$171,118
National Median
$410,000

At $171,118, homes in Omer cost 58% below the national median of $410,000. This makes Omer a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Omer?

20% Down Payment
$34,224
on $171,118
Monthly P&I
$892/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,133/mo
incl. taxes & insurance
Income Needed
$45,320
gross annual (30% rule)
10% Down Option
$17,112
+ PMI applies
Loan Amount (20% dn)
$136,894
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Omer, MI?
The median home value in Omer is $171,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.7% year-over-year.
How much have home prices changed in Omer?
Over the past year, home values in Omer have increased by 8.7%. Over five years, prices have risen approximately 42.5%.
How much do I need to earn to buy a home in Omer?
To comfortably afford the median home price of $171,118 with a 20% down payment ($34,224) at today's rates (6.8%), you'd need a gross annual income of approximately $45,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Omer compare to the national average home price?
The national median home value is approximately $410,000. At $171,118, homes in Omer are 58% below the national average.