Market Overview
Home Prices in Onondaga, MI
The median home value in Onondaga, MI is $272,083 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onondaga are priced34% below average. Onondaga is part of the Lansing-East Lansing, MI metro area.
Over the past five years, Onondaga home values have risen by approximately24.7%, reflecting strong long-term appreciation in this market.
Price History
Onondaga Home Price Trend
City Comparison
Onondaga vs. National Median
At $272,083, homes in Onondaga cost 34% below the national median of $410,000. This makes Onondaga a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Onondaga?
20% Down Payment
$54,417
on $272,083
Monthly P&I
$1,419/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,802/mo
incl. taxes & insurance
Income Needed
$72,080
gross annual (30% rule)
10% Down Option
$27,208
+ PMI applies
Loan Amount (20% dn)
$217,666
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onondaga, MI?
The median home value in Onondaga is $272,083 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Onondaga?
Over the past year, home values in Onondaga have increased by 3.1%. Over five years, prices have risen approximately 24.7%.
How much do I need to earn to buy a home in Onondaga?
To comfortably afford the median home price of $272,083 with a 20% down payment ($54,417) at today's rates (6.8%), you'd need a gross annual income of approximately $72,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Onondaga compare to the national average home price?
The national median home value is approximately $410,000. At $272,083, homes in Onondaga are 34% below the national average.
What metro area is Onondaga part of?
Onondaga is part of the Lansing-East Lansing, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.