Market Overview
Home Prices in Onsted, MI
The median home value in Onsted, MI is $276,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onsted are priced33% below average. Onsted is part of the Adrian, MI metro area.
Over the past five years, Onsted home values have risen by approximately17.6%, reflecting steady appreciation in this market.
Price History
Onsted Home Price Trend
2020
$199,200
$199K
—
2021
$235,172
$235K
+18.1%
2022
$270,550
$271K
+15.0%
2023
$268,886
$269K
-0.6%
2024
$278,701
$279K
+3.7%
2025
$276,139
$276K
-0.9%
2026
$276,574
$277K
+0.2%
City Comparison
Onsted vs. National Median
🏠 Onsted
$276,574
National Median
$410,000
At $276,574, homes in Onsted cost 33% below the national median of $410,000. This makes Onsted a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Onsted?
20% Down Payment
$55,315
on $276,574
Monthly P&I
$1,442/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,831/mo
incl. taxes & insurance
Income Needed
$73,240
gross annual (30% rule)
10% Down Option
$27,657
+ PMI applies
Loan Amount (20% dn)
$221,259
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onsted, MI?
The median home value in Onsted is $276,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Onsted?
Over the past year, home values in Onsted have increased by 0.2%. Over five years, prices have risen approximately 17.6%.
How much do I need to earn to buy a home in Onsted?
To comfortably afford the median home price of $276,574 with a 20% down payment ($55,315) at today's rates (6.8%), you'd need a gross annual income of approximately $73,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Onsted compare to the national average home price?
The national median home value is approximately $410,000. At $276,574, homes in Onsted are 33% below the national average.
What metro area is Onsted part of?
Onsted is part of the Adrian, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.