📍 Pinconning, MI · Zillow ZHVI · July 2026

Average Home Price in
Pinconning, MI

Bay City, MI metro area · Bay County County

Median Home Value
$190,738
↑ 6.8% year-over-year
vs. National Median
$410,000
Pinconning is 53% below
Est. Monthly Payment
$995/mo
20% down · 6.8% rate
Income Needed
$51K
gross annual (30% rule)
Median Home Value
$190,738
↑ 6.8% year-over-year

Down Payment (20%)$38,148
Monthly P&I$995/mo
With Taxes & Ins.~$1,264/mo
Income Needed$50,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pinconning, MI

The median home value in Pinconning, MI is $190,738 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 3.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pinconning are priced53% below average. Pinconning is part of the Bay City, MI metro area.

Over the past five years, Pinconning home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.

City Comparison

Pinconning vs. National Median

🏠 Pinconning
$190,738
National Median
$410,000

At $190,738, homes in Pinconning cost 53% below the national median of $410,000. This makes Pinconning a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pinconning?

20% Down Payment
$38,148
on $190,738
Monthly P&I
$995/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,264/mo
incl. taxes & insurance
Income Needed
$50,560
gross annual (30% rule)
10% Down Option
$19,074
+ PMI applies
Loan Amount (20% dn)
$152,590
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pinconning, MI?
The median home value in Pinconning is $190,738 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Pinconning?
Over the past year, home values in Pinconning have increased by 6.8%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Pinconning?
To comfortably afford the median home price of $190,738 with a 20% down payment ($38,148) at today's rates (6.8%), you'd need a gross annual income of approximately $50,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Pinconning compare to the national average home price?
The national median home value is approximately $410,000. At $190,738, homes in Pinconning are 53% below the national average.
What metro area is Pinconning part of?
Pinconning is part of the Bay City, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.