Market Overview
Home Prices in Pontiac, MI
The median home value in Pontiac, MI is $143,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pontiac are priced65% below average. Pontiac is part of the Detroit-Warren-Dearborn, MI metro area.
Over the past five years, Pontiac home values have risen by approximately26.1%, reflecting strong long-term appreciation in this market.
Price History
Pontiac Home Price Trend
City Comparison
Pontiac vs. National Median
At $143,118, homes in Pontiac cost 65% below the national median of $410,000. This makes Pontiac a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pontiac?
20% Down Payment
$28,624
on $143,118
Monthly P&I
$746/mo
30-yr @ 6.8%
Total Monthly Est.
~$947/mo
incl. taxes & insurance
Income Needed
$37,880
gross annual (30% rule)
10% Down Option
$14,312
+ PMI applies
Loan Amount (20% dn)
$114,494
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pontiac, MI?
The median home value in Pontiac is $143,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Pontiac?
Over the past year, home values in Pontiac have increased by 2.4%. Over five years, prices have risen approximately 26.1%.
How much do I need to earn to buy a home in Pontiac?
To comfortably afford the median home price of $143,118 with a 20% down payment ($28,624) at today's rates (6.8%), you'd need a gross annual income of approximately $37,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Pontiac compare to the national average home price?
The national median home value is approximately $410,000. At $143,118, homes in Pontiac are 65% below the national average.
What metro area is Pontiac part of?
Pontiac is part of the Detroit-Warren-Dearborn, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.