Market Overview
Home Prices in Rock, MI
The median home value in Rock, MI is $184,862 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and up 6.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock are priced55% below average. Rock is part of the Marquette, MI metro area.
Over the past five years, Rock home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.
Price History
Rock Home Price Trend
2020
$115,094
$115K
—
2021
$136,618
$137K
+18.7%
2022
$157,211
$157K
+15.1%
2023
$163,949
$164K
+4.3%
2024
$161,470
$161K
-1.5%
2025
$172,520
$173K
+6.8%
2026
$184,862
$185K
+7.2%
City Comparison
Rock vs. National Median
🏠 Rock
$184,862
National Median
$410,000
At $184,862, homes in Rock cost 55% below the national median of $410,000. This makes Rock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rock?
20% Down Payment
$36,972
on $184,862
Monthly P&I
$964/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,224/mo
incl. taxes & insurance
Income Needed
$48,960
gross annual (30% rule)
10% Down Option
$18,486
+ PMI applies
Loan Amount (20% dn)
$147,890
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock, MI?
The median home value in Rock is $184,862 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Rock?
Over the past year, home values in Rock have increased by 7.2%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Rock?
To comfortably afford the median home price of $184,862 with a 20% down payment ($36,972) at today's rates (6.8%), you'd need a gross annual income of approximately $48,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock compare to the national average home price?
The national median home value is approximately $410,000. At $184,862, homes in Rock are 55% below the national average.
What metro area is Rock part of?
Rock is part of the Marquette, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.