Market Overview
Home Prices in Roscommon, MI
The median home value in Roscommon, MI is $211,430 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roscommon are priced48% below average.
Over the past five years, Roscommon home values have risen by approximately37.9%, reflecting strong long-term appreciation in this market.
Price History
Roscommon Home Price Trend
2020
$119,715
$120K
—
2021
$153,288
$153K
+28.0%
2022
$182,121
$182K
+18.8%
2023
$186,360
$186K
+2.3%
2024
$200,574
$201K
+7.6%
2025
$205,399
$205K
+2.4%
2026
$211,430
$211K
+2.9%
City Comparison
Roscommon vs. National Median
🏠 Roscommon
$211,430
National Median
$410,000
At $211,430, homes in Roscommon cost 48% below the national median of $410,000. This makes Roscommon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roscommon?
20% Down Payment
$42,286
on $211,430
Monthly P&I
$1,103/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,401/mo
incl. taxes & insurance
Income Needed
$56,040
gross annual (30% rule)
10% Down Option
$21,143
+ PMI applies
Loan Amount (20% dn)
$169,144
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roscommon, MI?
The median home value in Roscommon is $211,430 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Roscommon?
Over the past year, home values in Roscommon have increased by 2.9%. Over five years, prices have risen approximately 37.9%.
How much do I need to earn to buy a home in Roscommon?
To comfortably afford the median home price of $211,430 with a 20% down payment ($42,286) at today's rates (6.8%), you'd need a gross annual income of approximately $56,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Roscommon compare to the national average home price?
The national median home value is approximately $410,000. At $211,430, homes in Roscommon are 48% below the national average.