Market Overview
Home Prices in Rose City, MI
The median home value in Rose City, MI is $175,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 8.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rose City are priced57% below average.
Over the past five years, Rose City home values have risen by approximately41.5%, reflecting strong long-term appreciation in this market.
Price History
Rose City Home Price Trend
2020
$100,844
$101K
—
2021
$123,948
$124K
+22.9%
2022
$143,530
$144K
+15.8%
2023
$150,381
$150K
+4.8%
2024
$150,823
$151K
+0.3%
2025
$163,733
$164K
+8.6%
2026
$175,414
$175K
+7.1%
City Comparison
Rose City vs. National Median
🏠 Rose City
$175,414
National Median
$410,000
At $175,414, homes in Rose City cost 57% below the national median of $410,000. This makes Rose City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rose City?
20% Down Payment
$35,083
on $175,414
Monthly P&I
$915/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,162/mo
incl. taxes & insurance
Income Needed
$46,480
gross annual (30% rule)
10% Down Option
$17,541
+ PMI applies
Loan Amount (20% dn)
$140,331
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rose City, MI?
The median home value in Rose City is $175,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Rose City?
Over the past year, home values in Rose City have increased by 7.1%. Over five years, prices have risen approximately 41.5%.
How much do I need to earn to buy a home in Rose City?
To comfortably afford the median home price of $175,414 with a 20% down payment ($35,083) at today's rates (6.8%), you'd need a gross annual income of approximately $46,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Rose City compare to the national average home price?
The national median home value is approximately $410,000. At $175,414, homes in Rose City are 57% below the national average.