📍 Saint Clair, MI · Zillow ZHVI · July 2026

Average Home Price in
Saint Clair, MI

Detroit-Warren-Dearborn, MI metro area · Saint Clair County County

Median Home Value
$324,244
↑ 5.3% year-over-year
vs. National Median
$410,000
Saint Clair is 21% below
Est. Monthly Payment
$1,691/mo
20% down · 6.8% rate
Income Needed
$86K
gross annual (30% rule)
Median Home Value
$324,244
↑ 5.3% year-over-year

Down Payment (20%)$64,849
Monthly P&I$1,691/mo
With Taxes & Ins.~$2,148/mo
Income Needed$85,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Saint Clair, MI

The median home value in Saint Clair, MI is $324,244 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Saint Clair are priced21% below average. Saint Clair is part of the Detroit-Warren-Dearborn, MI metro area.

Over the past five years, Saint Clair home values have risen by approximately22.4%, reflecting strong long-term appreciation in this market.

City Comparison

Saint Clair vs. National Median

🏠 Saint Clair
$324,244
National Median
$410,000

At $324,244, homes in Saint Clair cost 21% below the national median of $410,000. This makes Saint Clair a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Saint Clair?

20% Down Payment
$64,849
on $324,244
Monthly P&I
$1,691/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,148/mo
incl. taxes & insurance
Income Needed
$85,920
gross annual (30% rule)
10% Down Option
$32,424
+ PMI applies
Loan Amount (20% dn)
$259,395
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Saint Clair, MI?
The median home value in Saint Clair is $324,244 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Saint Clair?
Over the past year, home values in Saint Clair have increased by 5.3%. Over five years, prices have risen approximately 22.4%.
How much do I need to earn to buy a home in Saint Clair?
To comfortably afford the median home price of $324,244 with a 20% down payment ($64,849) at today's rates (6.8%), you'd need a gross annual income of approximately $85,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Clair compare to the national average home price?
The national median home value is approximately $410,000. At $324,244, homes in Saint Clair are 21% below the national average.
What metro area is Saint Clair part of?
Saint Clair is part of the Detroit-Warren-Dearborn, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.