Market Overview
Home Prices in Scottville, MI
The median home value in Scottville, MI is $224,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Scottville are priced45% below average. Scottville is part of the Ludington, MI metro area.
Over the past five years, Scottville home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.
Price History
Scottville Home Price Trend
City Comparison
Scottville vs. National Median
At $224,433, homes in Scottville cost 45% below the national median of $410,000. This makes Scottville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Scottville?
20% Down Payment
$44,887
on $224,433
Monthly P&I
$1,171/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,487/mo
incl. taxes & insurance
Income Needed
$59,480
gross annual (30% rule)
10% Down Option
$22,443
+ PMI applies
Loan Amount (20% dn)
$179,546
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Scottville, MI?
The median home value in Scottville is $224,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Scottville?
Over the past year, home values in Scottville have increased by 4.3%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Scottville?
To comfortably afford the median home price of $224,433 with a 20% down payment ($44,887) at today's rates (6.8%), you'd need a gross annual income of approximately $59,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Scottville compare to the national average home price?
The national median home value is approximately $410,000. At $224,433, homes in Scottville are 45% below the national average.
What metro area is Scottville part of?
Scottville is part of the Ludington, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.