📍 Sears, MI · Zillow ZHVI · July 2026

Average Home Price in
Sears, MI

Osceola County County

Median Home Value
$201,869
↑ 8.5% year-over-year
vs. National Median
$410,000
Sears is 51% below
Est. Monthly Payment
$1,053/mo
20% down · 6.8% rate
Income Needed
$53K
gross annual (30% rule)
Median Home Value
$201,869
↑ 8.5% year-over-year

Down Payment (20%)$40,374
Monthly P&I$1,053/mo
With Taxes & Ins.~$1,337/mo
Income Needed$53,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sears, MI

The median home value in Sears, MI is $201,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 1.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sears are priced51% below average.

Over the past five years, Sears home values have risen by approximately25.3%, reflecting strong long-term appreciation in this market.

City Comparison

Sears vs. National Median

🏠 Sears
$201,869
National Median
$410,000

At $201,869, homes in Sears cost 51% below the national median of $410,000. This makes Sears a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sears?

20% Down Payment
$40,374
on $201,869
Monthly P&I
$1,053/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,337/mo
incl. taxes & insurance
Income Needed
$53,480
gross annual (30% rule)
10% Down Option
$20,187
+ PMI applies
Loan Amount (20% dn)
$161,495
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sears, MI?
The median home value in Sears is $201,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Sears?
Over the past year, home values in Sears have increased by 8.5%. Over five years, prices have risen approximately 25.3%.
How much do I need to earn to buy a home in Sears?
To comfortably afford the median home price of $201,869 with a 20% down payment ($40,374) at today's rates (6.8%), you'd need a gross annual income of approximately $53,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Sears compare to the national average home price?
The national median home value is approximately $410,000. At $201,869, homes in Sears are 51% below the national average.