📍 South Boardman, MI · Zillow ZHVI · July 2026

Average Home Price in
South Boardman, MI

Traverse City, MI metro area · Kalkaska County County

Median Home Value
$221,359
↑ 0.7% year-over-year
vs. National Median
$410,000
South Boardman is 46% below
Est. Monthly Payment
$1,154/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$221,359
↑ 0.7% year-over-year

Down Payment (20%)$44,272
Monthly P&I$1,154/mo
With Taxes & Ins.~$1,466/mo
Income Needed$58,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in South Boardman, MI

The median home value in South Boardman, MI is $221,359 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 4.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in South Boardman are priced46% below average. South Boardman is part of the Traverse City, MI metro area.

Over the past five years, South Boardman home values have risen by approximately30.1%, reflecting strong long-term appreciation in this market.

City Comparison

South Boardman vs. National Median

🏠 South Boardman
$221,359
National Median
$410,000

At $221,359, homes in South Boardman cost 46% below the national median of $410,000. This makes South Boardman a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in South Boardman?

20% Down Payment
$44,272
on $221,359
Monthly P&I
$1,154/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,466/mo
incl. taxes & insurance
Income Needed
$58,640
gross annual (30% rule)
10% Down Option
$22,136
+ PMI applies
Loan Amount (20% dn)
$177,087
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in South Boardman, MI?
The median home value in South Boardman is $221,359 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in South Boardman?
Over the past year, home values in South Boardman have increased by 0.7%. Over five years, prices have risen approximately 30.1%.
How much do I need to earn to buy a home in South Boardman?
To comfortably afford the median home price of $221,359 with a 20% down payment ($44,272) at today's rates (6.8%), you'd need a gross annual income of approximately $58,640. This assumes keeping total housing costs at or below 30% of gross income.
How does South Boardman compare to the national average home price?
The national median home value is approximately $410,000. At $221,359, homes in South Boardman are 46% below the national average.
What metro area is South Boardman part of?
South Boardman is part of the Traverse City, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.