Market Overview
Home Prices in Sturgis, MI
The median home value in Sturgis, MI is $216,789 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sturgis are priced47% below average. Sturgis is part of the Sturgis, MI metro area.
Over the past five years, Sturgis home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Sturgis Home Price Trend
City Comparison
Sturgis vs. National Median
At $216,789, homes in Sturgis cost 47% below the national median of $410,000. This makes Sturgis a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sturgis?
20% Down Payment
$43,358
on $216,789
Monthly P&I
$1,131/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,436/mo
incl. taxes & insurance
Income Needed
$57,440
gross annual (30% rule)
10% Down Option
$21,679
+ PMI applies
Loan Amount (20% dn)
$173,431
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sturgis, MI?
The median home value in Sturgis is $216,789 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Sturgis?
Over the past year, home values in Sturgis have increased by 4.3%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Sturgis?
To comfortably afford the median home price of $216,789 with a 20% down payment ($43,358) at today's rates (6.8%), you'd need a gross annual income of approximately $57,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Sturgis compare to the national average home price?
The national median home value is approximately $410,000. At $216,789, homes in Sturgis are 47% below the national average.
What metro area is Sturgis part of?
Sturgis is part of the Sturgis, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.