Market Overview
Home Prices in Sumner, MI
The median home value in Sumner, MI is $217,494 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sumner are priced47% below average. Sumner is part of the Alma, MI metro area.
Over the past five years, Sumner home values have risen by approximately13.1%, reflecting steady appreciation in this market.
Price History
Sumner Home Price Trend
2020
$160,967
$161K
—
2021
$192,269
$192K
+19.4%
2022
$215,848
$216K
+12.3%
2023
$220,550
$221K
+2.2%
2024
$199,035
$199K
-9.8%
2025
$197,072
$197K
-1.0%
2026
$217,494
$217K
+10.4%
City Comparison
Sumner vs. National Median
🏠 Sumner
$217,494
National Median
$410,000
At $217,494, homes in Sumner cost 47% below the national median of $410,000. This makes Sumner a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sumner?
20% Down Payment
$43,499
on $217,494
Monthly P&I
$1,134/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,440/mo
incl. taxes & insurance
Income Needed
$57,600
gross annual (30% rule)
10% Down Option
$21,749
+ PMI applies
Loan Amount (20% dn)
$173,995
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sumner, MI?
The median home value in Sumner is $217,494 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in Sumner?
Over the past year, home values in Sumner have increased by 10.4%. Over five years, prices have risen approximately 13.1%.
How much do I need to earn to buy a home in Sumner?
To comfortably afford the median home price of $217,494 with a 20% down payment ($43,499) at today's rates (6.8%), you'd need a gross annual income of approximately $57,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Sumner compare to the national average home price?
The national median home value is approximately $410,000. At $217,494, homes in Sumner are 47% below the national average.
What metro area is Sumner part of?
Sumner is part of the Alma, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.