Market Overview
Home Prices in Union Pier, MI
The median home value in Union Pier, MI is $803,294 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 9.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union Pier are priced96% above average. Union Pier is part of the Niles, MI metro area.
Over the past five years, Union Pier home values have risen by approximately42.1%, reflecting strong long-term appreciation in this market.
Price History
Union Pier Home Price Trend
City Comparison
Union Pier vs. National Median
At $803,294, homes in Union Pier cost 96% above the national median of $410,000. Buyers in Union Pier should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Union Pier?
20% Down Payment
$160,659
on $803,294
Monthly P&I
$4,189/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,320/mo
incl. taxes & insurance
Income Needed
$212,800
gross annual (30% rule)
10% Down Option
$80,329
+ PMI applies
Loan Amount (20% dn)
$642,635
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union Pier, MI?
The median home value in Union Pier is $803,294 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Union Pier?
Over the past year, home values in Union Pier have increased by 5.1%. Over five years, prices have risen approximately 42.1%.
How much do I need to earn to buy a home in Union Pier?
To comfortably afford the median home price of $803,294 with a 20% down payment ($160,659) at today's rates (6.8%), you'd need a gross annual income of approximately $212,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Union Pier compare to the national average home price?
The national median home value is approximately $410,000. At $803,294, homes in Union Pier are 96% above the national average.
What metro area is Union Pier part of?
Union Pier is part of the Niles, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.