Market Overview
Home Prices in Union, MI
The median home value in Union, MI is $405,105 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union are priced1% below average. Union is part of the South Bend-Mishawaka, IN-MI metro area.
Over the past five years, Union home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.
Price History
Union Home Price Trend
City Comparison
Union vs. National Median
At $405,105, homes in Union cost 1% below the national median of $410,000. This makes Union a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Union?
20% Down Payment
$81,021
on $405,105
Monthly P&I
$2,113/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,684/mo
incl. taxes & insurance
Income Needed
$107,360
gross annual (30% rule)
10% Down Option
$40,511
+ PMI applies
Loan Amount (20% dn)
$324,084
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union, MI?
The median home value in Union is $405,105 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Union?
Over the past year, home values in Union have increased by 3.5%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Union?
To comfortably afford the median home price of $405,105 with a 20% down payment ($81,021) at today's rates (6.8%), you'd need a gross annual income of approximately $107,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Union compare to the national average home price?
The national median home value is approximately $410,000. At $405,105, homes in Union are 1% below the national average.
What metro area is Union part of?
Union is part of the South Bend-Mishawaka, IN-MI metropolitan area. Home prices and market conditions can vary across the broader metro region.