Market Overview
Home Prices in Westphalia, MI
The median home value in Westphalia, MI is $352,592 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westphalia are priced14% below average. Westphalia is part of the Lansing-East Lansing, MI metro area.
Over the past five years, Westphalia home values have risen by approximately31.8%, reflecting strong long-term appreciation in this market.
Price History
Westphalia Home Price Trend
City Comparison
Westphalia vs. National Median
At $352,592, homes in Westphalia cost 14% below the national median of $410,000. This makes Westphalia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Westphalia?
20% Down Payment
$70,518
on $352,592
Monthly P&I
$1,839/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,336/mo
incl. taxes & insurance
Income Needed
$93,440
gross annual (30% rule)
10% Down Option
$35,259
+ PMI applies
Loan Amount (20% dn)
$282,074
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westphalia, MI?
The median home value in Westphalia is $352,592 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Westphalia?
Over the past year, home values in Westphalia have increased by 6.3%. Over five years, prices have risen approximately 31.8%.
How much do I need to earn to buy a home in Westphalia?
To comfortably afford the median home price of $352,592 with a 20% down payment ($70,518) at today's rates (6.8%), you'd need a gross annual income of approximately $93,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Westphalia compare to the national average home price?
The national median home value is approximately $410,000. At $352,592, homes in Westphalia are 14% below the national average.
What metro area is Westphalia part of?
Westphalia is part of the Lansing-East Lansing, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.