Market Overview
Home Prices in White Lake, MI
The median home value in White Lake, MI is $401,691 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Lake are priced2% below average. White Lake is part of the Detroit-Warren-Dearborn, MI metro area.
Over the past five years, White Lake home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
White Lake Home Price Trend
City Comparison
White Lake vs. National Median
At $401,691, homes in White Lake cost 2% below the national median of $410,000. This makes White Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in White Lake?
20% Down Payment
$80,338
on $401,691
Monthly P&I
$2,095/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,661/mo
incl. taxes & insurance
Income Needed
$106,440
gross annual (30% rule)
10% Down Option
$40,169
+ PMI applies
Loan Amount (20% dn)
$321,353
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Lake, MI?
The median home value in White Lake is $401,691 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in White Lake?
Over the past year, home values in White Lake have increased by 3.7%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in White Lake?
To comfortably afford the median home price of $401,691 with a 20% down payment ($80,338) at today's rates (6.8%), you'd need a gross annual income of approximately $106,440. This assumes keeping total housing costs at or below 30% of gross income.
How does White Lake compare to the national average home price?
The national median home value is approximately $410,000. At $401,691, homes in White Lake are 2% below the national average.
What metro area is White Lake part of?
White Lake is part of the Detroit-Warren-Dearborn, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.