Market Overview
Home Prices in Whitehall, MI
The median home value in Whitehall, MI is $340,918 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whitehall are priced17% below average. Whitehall is part of the Muskegon, MI metro area.
Over the past five years, Whitehall home values have risen by approximately30.4%, reflecting strong long-term appreciation in this market.
Price History
Whitehall Home Price Trend
City Comparison
Whitehall vs. National Median
At $340,918, homes in Whitehall cost 17% below the national median of $410,000. This makes Whitehall a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Whitehall?
20% Down Payment
$68,184
on $340,918
Monthly P&I
$1,778/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,258/mo
incl. taxes & insurance
Income Needed
$90,320
gross annual (30% rule)
10% Down Option
$34,092
+ PMI applies
Loan Amount (20% dn)
$272,734
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whitehall, MI?
The median home value in Whitehall is $340,918 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Whitehall?
Over the past year, home values in Whitehall have increased by 5.6%. Over five years, prices have risen approximately 30.4%.
How much do I need to earn to buy a home in Whitehall?
To comfortably afford the median home price of $340,918 with a 20% down payment ($68,184) at today's rates (6.8%), you'd need a gross annual income of approximately $90,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitehall compare to the national average home price?
The national median home value is approximately $410,000. At $340,918, homes in Whitehall are 17% below the national average.
What metro area is Whitehall part of?
Whitehall is part of the Muskegon, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.