Market Overview
Home Prices in Baldwyn, MS
The median home value in Baldwyn, MS is $163,347 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Baldwyn are priced60% below average. Baldwyn is part of the Tupelo, MS metro area.
Over the past five years, Baldwyn home values have risen by approximately11.9%, reflecting steady appreciation in this market.
Price History
Baldwyn Home Price Trend
2020
$127,230
$127K
—
2021
$145,911
$146K
+14.7%
2022
$162,545
$163K
+11.4%
2023
$153,429
$153K
-5.6%
2024
$153,903
$154K
+0.3%
2025
$154,146
$154K
+0.2%
2026
$163,347
$163K
+6.0%
City Comparison
Baldwyn vs. National Median
🏠 Baldwyn
$163,347
National Median
$410,000
At $163,347, homes in Baldwyn cost 60% below the national median of $410,000. This makes Baldwyn a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Baldwyn?
20% Down Payment
$32,669
on $163,347
Monthly P&I
$852/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,082/mo
incl. taxes & insurance
Income Needed
$43,280
gross annual (30% rule)
10% Down Option
$16,335
+ PMI applies
Loan Amount (20% dn)
$130,678
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Baldwyn, MS?
The median home value in Baldwyn is $163,347 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Baldwyn?
Over the past year, home values in Baldwyn have increased by 6%. Over five years, prices have risen approximately 11.9%.
How much do I need to earn to buy a home in Baldwyn?
To comfortably afford the median home price of $163,347 with a 20% down payment ($32,669) at today's rates (6.8%), you'd need a gross annual income of approximately $43,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Baldwyn compare to the national average home price?
The national median home value is approximately $410,000. At $163,347, homes in Baldwyn are 60% below the national average.
What metro area is Baldwyn part of?
Baldwyn is part of the Tupelo, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.