Market Overview
Home Prices in Blue Mountain, MS
The median home value in Blue Mountain, MS is $157,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Blue Mountain are priced62% below average.
Over the past five years, Blue Mountain home values have risen by approximately4.4%, reflecting modest growth in this market.
Price History
Blue Mountain Home Price Trend
2020
$135,293
$135K
—
2021
$151,204
$151K
+11.8%
2022
$160,357
$160K
+6.1%
2023
$149,896
$150K
-6.5%
2024
$150,243
$150K
+0.2%
2025
$154,250
$154K
+2.7%
2026
$157,832
$158K
+2.3%
City Comparison
Blue Mountain vs. National Median
🏠 Blue Mountain
$157,832
National Median
$410,000
At $157,832, homes in Blue Mountain cost 62% below the national median of $410,000. This makes Blue Mountain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Blue Mountain?
20% Down Payment
$31,566
on $157,832
Monthly P&I
$823/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,045/mo
incl. taxes & insurance
Income Needed
$41,800
gross annual (30% rule)
10% Down Option
$15,783
+ PMI applies
Loan Amount (20% dn)
$126,266
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Blue Mountain, MS?
The median home value in Blue Mountain is $157,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Blue Mountain?
Over the past year, home values in Blue Mountain have increased by 2.3%. Over five years, prices have risen approximately 4.4%.
How much do I need to earn to buy a home in Blue Mountain?
To comfortably afford the median home price of $157,832 with a 20% down payment ($31,566) at today's rates (6.8%), you'd need a gross annual income of approximately $41,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Blue Mountain compare to the national average home price?
The national median home value is approximately $410,000. At $157,832, homes in Blue Mountain are 62% below the national average.