Market Overview
Home Prices in Blue Springs, MS
The median home value in Blue Springs, MS is $204,362 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and up 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Blue Springs are priced50% below average.
Over the past five years, Blue Springs home values have risen by approximately16.6%, reflecting steady appreciation in this market.
Price History
Blue Springs Home Price Trend
2020
$151,541
$152K
—
2021
$175,324
$175K
+15.7%
2022
$195,026
$195K
+11.2%
2023
$182,463
$182K
-6.4%
2024
$182,219
$182K
-0.1%
2025
$193,553
$194K
+6.2%
2026
$204,362
$204K
+5.6%
City Comparison
Blue Springs vs. National Median
🏠 Blue Springs
$204,362
National Median
$410,000
At $204,362, homes in Blue Springs cost 50% below the national median of $410,000. This makes Blue Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Blue Springs?
20% Down Payment
$40,872
on $204,362
Monthly P&I
$1,066/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,354/mo
incl. taxes & insurance
Income Needed
$54,160
gross annual (30% rule)
10% Down Option
$20,436
+ PMI applies
Loan Amount (20% dn)
$163,490
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Blue Springs, MS?
The median home value in Blue Springs is $204,362 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Blue Springs?
Over the past year, home values in Blue Springs have increased by 5.6%. Over five years, prices have risen approximately 16.6%.
How much do I need to earn to buy a home in Blue Springs?
To comfortably afford the median home price of $204,362 with a 20% down payment ($40,872) at today's rates (6.8%), you'd need a gross annual income of approximately $54,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Blue Springs compare to the national average home price?
The national median home value is approximately $410,000. At $204,362, homes in Blue Springs are 50% below the national average.