📍 Cedarbluff, MS · Zillow ZHVI · July 2026

Average Home Price in
Cedarbluff, MS

West Point, MS metro area · Clay County County

Median Home Value
$158,370
↓ 8.2% year-over-year
vs. National Median
$410,000
Cedarbluff is 61% below
Est. Monthly Payment
$826/mo
20% down · 6.8% rate
Income Needed
$42K
gross annual (30% rule)
Median Home Value
$158,370
↓ 8.2% year-over-year

Down Payment (20%)$31,674
Monthly P&I$826/mo
With Taxes & Ins.~$1,049/mo
Income Needed$41,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cedarbluff, MS

The median home value in Cedarbluff, MS is $158,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.2% compared to a year ago and down 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cedarbluff are priced61% below average. Cedarbluff is part of the West Point, MS metro area.

Over the past five years, Cedarbluff home values have fallen by approximately4.9%, reflecting softening conditions in this market.

City Comparison

Cedarbluff vs. National Median

🏠 Cedarbluff
$158,370
National Median
$410,000

At $158,370, homes in Cedarbluff cost 61% below the national median of $410,000. This makes Cedarbluff a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cedarbluff?

20% Down Payment
$31,674
on $158,370
Monthly P&I
$826/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,049/mo
incl. taxes & insurance
Income Needed
$41,960
gross annual (30% rule)
10% Down Option
$15,837
+ PMI applies
Loan Amount (20% dn)
$126,696
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cedarbluff, MS?
The median home value in Cedarbluff is $158,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.2% year-over-year.
How much have home prices changed in Cedarbluff?
Over the past year, home values in Cedarbluff have decreased by 8.2%. Over five years, prices have fallen approximately 4.9%.
How much do I need to earn to buy a home in Cedarbluff?
To comfortably afford the median home price of $158,370 with a 20% down payment ($31,674) at today's rates (6.8%), you'd need a gross annual income of approximately $41,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedarbluff compare to the national average home price?
The national median home value is approximately $410,000. At $158,370, homes in Cedarbluff are 61% below the national average.
What metro area is Cedarbluff part of?
Cedarbluff is part of the West Point, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.