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📍 Coila, MS · Zillow ZHVI · July 2026

Average Home Price in
Coila, MS

Greenwood, MS metro area · Carroll County County

Median Home Value
$162,996
↓ 15.5% year-over-year
vs. National Median
$410,000
Coila is 60% below
Est. Monthly Payment
$850/mo
20% down · 6.8% rate
Income Needed
$43K
gross annual (30% rule)
Median Home Value
$162,996
↓ 15.5% year-over-year
Down Payment (20%)$32,599
Monthly P&I$850/mo
With Taxes & Ins.~$1,080/mo
Income Needed$43,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Coila, MS

The median home value in Coila, MS is $162,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 15.5% compared to a year ago and down 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Coila are priced60% below average. Coila is part of the Greenwood, MS metro area.

City Comparison

Coila vs. National Median

🏠 Coila
$162,996
National Median
$410,000

At $162,996, homes in Coila cost 60% below the national median of $410,000. This makes Coila a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Coila?

20% Down Payment
$32,599
on $162,996
Monthly P&I
$850/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,080/mo
incl. taxes & insurance
Income Needed
$43,200
gross annual (30% rule)
10% Down Option
$16,300
+ PMI applies
Loan Amount (20% dn)
$130,397
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Coila, MS?
The median home value in Coila is $162,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 15.5% year-over-year.
How much have home prices changed in Coila?
Over the past year, home values in Coila have decreased by 15.5%.
How much do I need to earn to buy a home in Coila?
To comfortably afford the median home price of $162,996 with a 20% down payment ($32,599) at today's rates (6.8%), you'd need a gross annual income of approximately $43,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Coila compare to the national average home price?
The national median home value is approximately $410,000. At $162,996, homes in Coila are 60% below the national average.
What metro area is Coila part of?
Coila is part of the Greenwood, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.