Market Overview
Home Prices in Crosby, MS
The median home value in Crosby, MS is $120,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crosby are priced71% below average.
Over the past five years, Crosby home values have fallen by approximately16.8%, reflecting softening conditions in this market.
Price History
Crosby Home Price Trend
2021
$144,666
$145K
—
2022
$149,579
$150K
+3.4%
2023
$132,778
$133K
-11.2%
2024
$132,373
$132K
-0.3%
2025
$128,089
$128K
-3.2%
2026
$120,392
$120K
-6.0%
City Comparison
Crosby vs. National Median
🏠 Crosby
$120,392
National Median
$410,000
At $120,392, homes in Crosby cost 71% below the national median of $410,000. This makes Crosby a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Crosby?
20% Down Payment
$24,078
on $120,392
Monthly P&I
$628/mo
30-yr @ 6.8%
Total Monthly Est.
~$798/mo
incl. taxes & insurance
Income Needed
$31,920
gross annual (30% rule)
10% Down Option
$12,039
+ PMI applies
Loan Amount (20% dn)
$96,314
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crosby, MS?
The median home value in Crosby is $120,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6% year-over-year.
How much have home prices changed in Crosby?
Over the past year, home values in Crosby have decreased by 6%. Over five years, prices have fallen approximately 16.8%.
How much do I need to earn to buy a home in Crosby?
To comfortably afford the median home price of $120,392 with a 20% down payment ($24,078) at today's rates (6.8%), you'd need a gross annual income of approximately $31,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Crosby compare to the national average home price?
The national median home value is approximately $410,000. At $120,392, homes in Crosby are 71% below the national average.