Market Overview
Home Prices in Cruger, MS
The median home value in Cruger, MS is $104,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8% compared to a year ago and up 11.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cruger are priced74% below average. Cruger is part of the Jackson, MS metro area.
Over the past five years, Cruger home values have fallen by approximately8.0%, reflecting softening conditions in this market.
Price History
Cruger Home Price Trend
2021
$113,844
$114K
—
2022
$125,203
$125K
+10.0%
2023
$101,078
$101K
-19.3%
2024
$101,788
$102K
+0.7%
2025
$113,798
$114K
+11.8%
2026
$104,735
$105K
-8.0%
City Comparison
Cruger vs. National Median
🏠 Cruger
$104,735
National Median
$410,000
At $104,735, homes in Cruger cost 74% below the national median of $410,000. This makes Cruger a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cruger?
20% Down Payment
$20,947
on $104,735
Monthly P&I
$546/mo
30-yr @ 6.8%
Total Monthly Est.
~$693/mo
incl. taxes & insurance
Income Needed
$27,720
gross annual (30% rule)
10% Down Option
$10,474
+ PMI applies
Loan Amount (20% dn)
$83,788
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cruger, MS?
The median home value in Cruger is $104,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8% year-over-year.
How much have home prices changed in Cruger?
Over the past year, home values in Cruger have decreased by 8%. Over five years, prices have fallen approximately 8.0%.
How much do I need to earn to buy a home in Cruger?
To comfortably afford the median home price of $104,735 with a 20% down payment ($20,947) at today's rates (6.8%), you'd need a gross annual income of approximately $27,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Cruger compare to the national average home price?
The national median home value is approximately $410,000. At $104,735, homes in Cruger are 74% below the national average.
What metro area is Cruger part of?
Cruger is part of the Jackson, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.