📍 Etta, MS · Zillow ZHVI · July 2026

Average Home Price in
Etta, MS

Oxford, MS metro area · Union County County

Median Home Value
$210,848
↑ 7.5% year-over-year
vs. National Median
$410,000
Etta is 49% below
Est. Monthly Payment
$1,100/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$210,848
↑ 7.5% year-over-year

Down Payment (20%)$42,170
Monthly P&I$1,100/mo
With Taxes & Ins.~$1,397/mo
Income Needed$55,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Etta, MS

The median home value in Etta, MS is $210,848 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Etta are priced49% below average. Etta is part of the Oxford, MS metro area.

Over the past five years, Etta home values have risen by approximately11.2%, reflecting steady appreciation in this market.

City Comparison

Etta vs. National Median

🏠 Etta
$210,848
National Median
$410,000

At $210,848, homes in Etta cost 49% below the national median of $410,000. This makes Etta a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Etta?

20% Down Payment
$42,170
on $210,848
Monthly P&I
$1,100/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,397/mo
incl. taxes & insurance
Income Needed
$55,880
gross annual (30% rule)
10% Down Option
$21,085
+ PMI applies
Loan Amount (20% dn)
$168,678
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Etta, MS?
The median home value in Etta is $210,848 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Etta?
Over the past year, home values in Etta have increased by 7.5%. Over five years, prices have risen approximately 11.2%.
How much do I need to earn to buy a home in Etta?
To comfortably afford the median home price of $210,848 with a 20% down payment ($42,170) at today's rates (6.8%), you'd need a gross annual income of approximately $55,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Etta compare to the national average home price?
The national median home value is approximately $410,000. At $210,848, homes in Etta are 49% below the national average.
What metro area is Etta part of?
Etta is part of the Oxford, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.