Market Overview
Home Prices in Flora, MS
The median home value in Flora, MS is $303,807 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Flora are priced26% below average. Flora is part of the Jackson, MS metro area.
Over the past five years, Flora home values have risen by approximately25.1%, reflecting strong long-term appreciation in this market.
Price History
Flora Home Price Trend
2020
$221,873
$222K
—
2021
$242,858
$243K
+9.5%
2022
$269,395
$269K
+10.9%
2023
$275,043
$275K
+2.1%
2024
$289,219
$289K
+5.2%
2025
$298,864
$299K
+3.3%
2026
$303,807
$304K
+1.7%
City Comparison
Flora vs. National Median
🏠 Flora
$303,807
National Median
$410,000
At $303,807, homes in Flora cost 26% below the national median of $410,000. This makes Flora a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Flora?
20% Down Payment
$60,761
on $303,807
Monthly P&I
$1,584/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,012/mo
incl. taxes & insurance
Income Needed
$80,480
gross annual (30% rule)
10% Down Option
$30,381
+ PMI applies
Loan Amount (20% dn)
$243,046
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Flora, MS?
The median home value in Flora is $303,807 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Flora?
Over the past year, home values in Flora have increased by 1.7%. Over five years, prices have risen approximately 25.1%.
How much do I need to earn to buy a home in Flora?
To comfortably afford the median home price of $303,807 with a 20% down payment ($60,761) at today's rates (6.8%), you'd need a gross annual income of approximately $80,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Flora compare to the national average home price?
The national median home value is approximately $410,000. At $303,807, homes in Flora are 26% below the national average.
What metro area is Flora part of?
Flora is part of the Jackson, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.