Market Overview
Home Prices in French Camp, MS
The median home value in French Camp, MS is $158,826 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.1% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in French Camp are priced61% below average.
Over the past five years, French Camp home values have fallen by approximately2.2%, reflecting softening conditions in this market.
Price History
French Camp Home Price Trend
2021
$162,453
$162K
—
2022
$179,366
$179K
+10.4%
2023
$179,529
$180K
+0.1%
2024
$179,384
$179K
-0.1%
2025
$182,724
$183K
+1.9%
2026
$158,826
$159K
-13.1%
City Comparison
French Camp vs. National Median
🏠 French Camp
$158,826
National Median
$410,000
At $158,826, homes in French Camp cost 61% below the national median of $410,000. This makes French Camp a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in French Camp?
20% Down Payment
$31,765
on $158,826
Monthly P&I
$828/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,052/mo
incl. taxes & insurance
Income Needed
$42,080
gross annual (30% rule)
10% Down Option
$15,883
+ PMI applies
Loan Amount (20% dn)
$127,061
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in French Camp, MS?
The median home value in French Camp is $158,826 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.1% year-over-year.
How much have home prices changed in French Camp?
Over the past year, home values in French Camp have decreased by 13.1%. Over five years, prices have fallen approximately 2.2%.
How much do I need to earn to buy a home in French Camp?
To comfortably afford the median home price of $158,826 with a 20% down payment ($31,765) at today's rates (6.8%), you'd need a gross annual income of approximately $42,080. This assumes keeping total housing costs at or below 30% of gross income.
How does French Camp compare to the national average home price?
The national median home value is approximately $410,000. At $158,826, homes in French Camp are 61% below the national average.