Market Overview
Home Prices in Golden, MS
The median home value in Golden, MS is $170,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Golden are priced58% below average. Golden is part of the Tupelo, MS metro area.
Over the past five years, Golden home values have risen by approximately18.6%, reflecting steady appreciation in this market.
Price History
Golden Home Price Trend
2020
$126,879
$127K
—
2021
$143,777
$144K
+13.3%
2022
$160,243
$160K
+11.5%
2023
$149,202
$149K
-6.9%
2024
$152,630
$153K
+2.3%
2025
$157,228
$157K
+3.0%
2026
$170,587
$171K
+8.5%
City Comparison
Golden vs. National Median
🏠 Golden
$170,587
National Median
$410,000
At $170,587, homes in Golden cost 58% below the national median of $410,000. This makes Golden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Golden?
20% Down Payment
$34,117
on $170,587
Monthly P&I
$890/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,130/mo
incl. taxes & insurance
Income Needed
$45,200
gross annual (30% rule)
10% Down Option
$17,059
+ PMI applies
Loan Amount (20% dn)
$136,470
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Golden, MS?
The median home value in Golden is $170,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Golden?
Over the past year, home values in Golden have increased by 8.5%. Over five years, prices have risen approximately 18.6%.
How much do I need to earn to buy a home in Golden?
To comfortably afford the median home price of $170,587 with a 20% down payment ($34,117) at today's rates (6.8%), you'd need a gross annual income of approximately $45,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Golden compare to the national average home price?
The national median home value is approximately $410,000. At $170,587, homes in Golden are 58% below the national average.
What metro area is Golden part of?
Golden is part of the Tupelo, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.