Market Overview
Home Prices in Gulf Hills, MS
The median home value in Gulf Hills, MS is $251,143 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gulf Hills are priced39% below average. Gulf Hills is part of the Gulfport-Biloxi, MS metro area.
Over the past five years, Gulf Hills home values have risen by approximately27.2%, reflecting strong long-term appreciation in this market.
Price History
Gulf Hills Home Price Trend
City Comparison
Gulf Hills vs. National Median
At $251,143, homes in Gulf Hills cost 39% below the national median of $410,000. This makes Gulf Hills a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gulf Hills?
20% Down Payment
$50,229
on $251,143
Monthly P&I
$1,310/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,664/mo
incl. taxes & insurance
Income Needed
$66,560
gross annual (30% rule)
10% Down Option
$25,114
+ PMI applies
Loan Amount (20% dn)
$200,914
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gulf Hills, MS?
The median home value in Gulf Hills is $251,143 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Gulf Hills?
Over the past year, home values in Gulf Hills have increased by 1.2%. Over five years, prices have risen approximately 27.2%.
How much do I need to earn to buy a home in Gulf Hills?
To comfortably afford the median home price of $251,143 with a 20% down payment ($50,229) at today's rates (6.8%), you'd need a gross annual income of approximately $66,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Gulf Hills compare to the national average home price?
The national median home value is approximately $410,000. At $251,143, homes in Gulf Hills are 39% below the national average.
What metro area is Gulf Hills part of?
Gulf Hills is part of the Gulfport-Biloxi, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.