Market Overview
Home Prices in Heidelberg, MS
The median home value in Heidelberg, MS is $123,493 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.3% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Heidelberg are priced70% below average. Heidelberg is part of the Laurel, MS metro area.
Over the past five years, Heidelberg home values have fallen by approximately6.8%, reflecting softening conditions in this market.
Price History
Heidelberg Home Price Trend
City Comparison
Heidelberg vs. National Median
At $123,493, homes in Heidelberg cost 70% below the national median of $410,000. This makes Heidelberg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Heidelberg?
20% Down Payment
$24,699
on $123,493
Monthly P&I
$644/mo
30-yr @ 6.8%
Total Monthly Est.
~$818/mo
incl. taxes & insurance
Income Needed
$32,720
gross annual (30% rule)
10% Down Option
$12,349
+ PMI applies
Loan Amount (20% dn)
$98,794
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Heidelberg, MS?
The median home value in Heidelberg is $123,493 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.3% year-over-year.
How much have home prices changed in Heidelberg?
Over the past year, home values in Heidelberg have decreased by 1.3%. Over five years, prices have fallen approximately 6.8%.
How much do I need to earn to buy a home in Heidelberg?
To comfortably afford the median home price of $123,493 with a 20% down payment ($24,699) at today's rates (6.8%), you'd need a gross annual income of approximately $32,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Heidelberg compare to the national average home price?
The national median home value is approximately $410,000. At $123,493, homes in Heidelberg are 70% below the national average.
What metro area is Heidelberg part of?
Heidelberg is part of the Laurel, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.