Market Overview
Home Prices in Kosciusko, MS
The median home value in Kosciusko, MS is $105,601 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kosciusko are priced74% below average.
Over the past five years, Kosciusko home values have fallen by approximately11.0%, reflecting softening conditions in this market.
Price History
Kosciusko Home Price Trend
2020
$101,652
$102K
—
2021
$118,705
$119K
+16.8%
2022
$131,905
$132K
+11.1%
2023
$128,061
$128K
-2.9%
2024
$117,638
$118K
-8.1%
2025
$114,799
$115K
-2.4%
2026
$105,601
$106K
-8.0%
City Comparison
Kosciusko vs. National Median
🏠 Kosciusko
$105,601
National Median
$410,000
At $105,601, homes in Kosciusko cost 74% below the national median of $410,000. This makes Kosciusko a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kosciusko?
20% Down Payment
$21,120
on $105,601
Monthly P&I
$551/mo
30-yr @ 6.8%
Total Monthly Est.
~$700/mo
incl. taxes & insurance
Income Needed
$28,000
gross annual (30% rule)
10% Down Option
$10,560
+ PMI applies
Loan Amount (20% dn)
$84,481
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kosciusko, MS?
The median home value in Kosciusko is $105,601 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8% year-over-year.
How much have home prices changed in Kosciusko?
Over the past year, home values in Kosciusko have decreased by 8%. Over five years, prices have fallen approximately 11.0%.
How much do I need to earn to buy a home in Kosciusko?
To comfortably afford the median home price of $105,601 with a 20% down payment ($21,120) at today's rates (6.8%), you'd need a gross annual income of approximately $28,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Kosciusko compare to the national average home price?
The national median home value is approximately $410,000. At $105,601, homes in Kosciusko are 74% below the national average.