📍 Liberty, MS · Zillow ZHVI · July 2026

Average Home Price in
Liberty, MS

Amite County County

Median Home Value
$150,897
↓ 7.5% year-over-year
vs. National Median
$410,000
Liberty is 63% below
Est. Monthly Payment
$787/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$150,897
↓ 7.5% year-over-year

Down Payment (20%)$30,179
Monthly P&I$787/mo
With Taxes & Ins.~$999/mo
Income Needed$39,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Liberty, MS

The median home value in Liberty, MS is $150,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.5% compared to a year ago and up 1.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Liberty are priced63% below average.

Over the past five years, Liberty home values have fallen by approximately6.3%, reflecting softening conditions in this market.

City Comparison

Liberty vs. National Median

🏠 Liberty
$150,897
National Median
$410,000

At $150,897, homes in Liberty cost 63% below the national median of $410,000. This makes Liberty a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Liberty?

20% Down Payment
$30,179
on $150,897
Monthly P&I
$787/mo
30-yr @ 6.8%
Total Monthly Est.
~$999/mo
incl. taxes & insurance
Income Needed
$39,960
gross annual (30% rule)
10% Down Option
$15,090
+ PMI applies
Loan Amount (20% dn)
$120,718
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Liberty, MS?
The median home value in Liberty is $150,897 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.5% year-over-year.
How much have home prices changed in Liberty?
Over the past year, home values in Liberty have decreased by 7.5%. Over five years, prices have fallen approximately 6.3%.
How much do I need to earn to buy a home in Liberty?
To comfortably afford the median home price of $150,897 with a 20% down payment ($30,179) at today's rates (6.8%), you'd need a gross annual income of approximately $39,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Liberty compare to the national average home price?
The national median home value is approximately $410,000. At $150,897, homes in Liberty are 63% below the national average.