📍 Lorman, MS · Zillow ZHVI · July 2026

Average Home Price in
Lorman, MS

Jefferson County County

Median Home Value
$139,415
↓ 10.9% year-over-year
vs. National Median
$410,000
Lorman is 66% below
Est. Monthly Payment
$727/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$139,415
↓ 10.9% year-over-year

Down Payment (20%)$27,883
Monthly P&I$727/mo
With Taxes & Ins.~$923/mo
Income Needed$36,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lorman, MS

The median home value in Lorman, MS is $139,415 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.9% compared to a year ago and down 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lorman are priced66% below average.

Over the past five years, Lorman home values have fallen by approximately27.9%, reflecting softening conditions in this market.

City Comparison

Lorman vs. National Median

🏠 Lorman
$139,415
National Median
$410,000

At $139,415, homes in Lorman cost 66% below the national median of $410,000. This makes Lorman a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lorman?

20% Down Payment
$27,883
on $139,415
Monthly P&I
$727/mo
30-yr @ 6.8%
Total Monthly Est.
~$923/mo
incl. taxes & insurance
Income Needed
$36,920
gross annual (30% rule)
10% Down Option
$13,942
+ PMI applies
Loan Amount (20% dn)
$111,532
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lorman, MS?
The median home value in Lorman is $139,415 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.9% year-over-year.
How much have home prices changed in Lorman?
Over the past year, home values in Lorman have decreased by 10.9%. Over five years, prices have fallen approximately 27.9%.
How much do I need to earn to buy a home in Lorman?
To comfortably afford the median home price of $139,415 with a 20% down payment ($27,883) at today's rates (6.8%), you'd need a gross annual income of approximately $36,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Lorman compare to the national average home price?
The national median home value is approximately $410,000. At $139,415, homes in Lorman are 66% below the national average.