Market Overview
Home Prices in Louin, MS
The median home value in Louin, MS is $147,930 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Louin are priced64% below average. Louin is part of the Laurel, MS metro area.
Over the past five years, Louin home values have fallen by approximately3.1%, reflecting softening conditions in this market.
Price History
Louin Home Price Trend
2020
$134,344
$134K
—
2021
$152,716
$153K
+13.7%
2022
$160,377
$160K
+5.0%
2023
$150,813
$151K
-6.0%
2024
$153,079
$153K
+1.5%
2025
$149,123
$149K
-2.6%
2026
$147,930
$148K
-0.8%
City Comparison
Louin vs. National Median
🏠 Louin
$147,930
National Median
$410,000
At $147,930, homes in Louin cost 64% below the national median of $410,000. This makes Louin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Louin?
20% Down Payment
$29,586
on $147,930
Monthly P&I
$772/mo
30-yr @ 6.8%
Total Monthly Est.
~$980/mo
incl. taxes & insurance
Income Needed
$39,200
gross annual (30% rule)
10% Down Option
$14,793
+ PMI applies
Loan Amount (20% dn)
$118,344
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Louin, MS?
The median home value in Louin is $147,930 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Louin?
Over the past year, home values in Louin have decreased by 0.8%. Over five years, prices have fallen approximately 3.1%.
How much do I need to earn to buy a home in Louin?
To comfortably afford the median home price of $147,930 with a 20% down payment ($29,586) at today's rates (6.8%), you'd need a gross annual income of approximately $39,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Louin compare to the national average home price?
The national median home value is approximately $410,000. At $147,930, homes in Louin are 64% below the national average.
What metro area is Louin part of?
Louin is part of the Laurel, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.