Market Overview
Home Prices in Lucedale, MS
The median home value in Lucedale, MS is $218,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lucedale are priced47% below average. Lucedale is part of the Gulfport-Biloxi, MS metro area.
Over the past five years, Lucedale home values have risen by approximately22.0%, reflecting strong long-term appreciation in this market.
Price History
Lucedale Home Price Trend
City Comparison
Lucedale vs. National Median
At $218,591, homes in Lucedale cost 47% below the national median of $410,000. This makes Lucedale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lucedale?
20% Down Payment
$43,718
on $218,591
Monthly P&I
$1,140/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,448/mo
incl. taxes & insurance
Income Needed
$57,920
gross annual (30% rule)
10% Down Option
$21,859
+ PMI applies
Loan Amount (20% dn)
$174,873
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lucedale, MS?
The median home value in Lucedale is $218,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Lucedale?
Over the past year, home values in Lucedale have increased by 3.9%. Over five years, prices have risen approximately 22.0%.
How much do I need to earn to buy a home in Lucedale?
To comfortably afford the median home price of $218,591 with a 20% down payment ($43,718) at today's rates (6.8%), you'd need a gross annual income of approximately $57,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Lucedale compare to the national average home price?
The national median home value is approximately $410,000. At $218,591, homes in Lucedale are 47% below the national average.
What metro area is Lucedale part of?
Lucedale is part of the Gulfport-Biloxi, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.