Market Overview
Home Prices in McCool, MS
The median home value in McCool, MS is $139,505 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in McCool are priced66% below average.
Over the past five years, McCool home values have risen by approximately6.2%, reflecting steady appreciation in this market.
Price History
McCool Home Price Trend
2021
$131,340
$131K
—
2022
$147,154
$147K
+12.0%
2023
$148,025
$148K
+0.6%
2024
$141,554
$142K
-4.4%
2025
$144,770
$145K
+2.3%
2026
$139,505
$140K
-3.6%
City Comparison
McCool vs. National Median
🏠 McCool
$139,505
National Median
$410,000
At $139,505, homes in McCool cost 66% below the national median of $410,000. This makes McCool a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McCool?
20% Down Payment
$27,901
on $139,505
Monthly P&I
$728/mo
30-yr @ 6.8%
Total Monthly Est.
~$925/mo
incl. taxes & insurance
Income Needed
$37,000
gross annual (30% rule)
10% Down Option
$13,951
+ PMI applies
Loan Amount (20% dn)
$111,604
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McCool, MS?
The median home value in McCool is $139,505 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in McCool?
Over the past year, home values in McCool have decreased by 3.6%. Over five years, prices have risen approximately 6.2%.
How much do I need to earn to buy a home in McCool?
To comfortably afford the median home price of $139,505 with a 20% down payment ($27,901) at today's rates (6.8%), you'd need a gross annual income of approximately $37,000. This assumes keeping total housing costs at or below 30% of gross income.
How does McCool compare to the national average home price?
The national median home value is approximately $410,000. At $139,505, homes in McCool are 66% below the national average.