Market Overview
Home Prices in McLain, MS
The median home value in McLain, MS is $145,814 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 16.4% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in McLain are priced64% below average. McLain is part of the Hattiesburg, MS metro area.
Over the past five years, McLain home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
McLain Home Price Trend
City Comparison
McLain vs. National Median
At $145,814, homes in McLain cost 64% below the national median of $410,000. This makes McLain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McLain?
20% Down Payment
$29,163
on $145,814
Monthly P&I
$760/mo
30-yr @ 6.8%
Total Monthly Est.
~$965/mo
incl. taxes & insurance
Income Needed
$38,600
gross annual (30% rule)
10% Down Option
$14,581
+ PMI applies
Loan Amount (20% dn)
$116,651
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McLain, MS?
The median home value in McLain is $145,814 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 16.4% year-over-year.
How much have home prices changed in McLain?
Over the past year, home values in McLain have increased by 16.4%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in McLain?
To comfortably afford the median home price of $145,814 with a 20% down payment ($29,163) at today's rates (6.8%), you'd need a gross annual income of approximately $38,600. This assumes keeping total housing costs at or below 30% of gross income.
How does McLain compare to the national average home price?
The national median home value is approximately $410,000. At $145,814, homes in McLain are 64% below the national average.
What metro area is McLain part of?
McLain is part of the Hattiesburg, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.