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📍 Moorhead, MS · Zillow ZHVI · July 2026

Average Home Price in
Moorhead, MS

Indianola, MS metro area · Sunflower County County

Median Home Value
$76,486
↓ 22.3% year-over-year
vs. National Median
$410,000
Moorhead is 81% below
Est. Monthly Payment
$399/mo
20% down · 6.8% rate
Income Needed
$20K
gross annual (30% rule)
Median Home Value
$76,486
↓ 22.3% year-over-year
Down Payment (20%)$15,297
Monthly P&I$399/mo
With Taxes & Ins.~$507/mo
Income Needed$20,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Moorhead, MS

The median home value in Moorhead, MS is $76,486 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 22.3% compared to a year ago and down 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Moorhead are priced81% below average. Moorhead is part of the Indianola, MS metro area.

City Comparison

Moorhead vs. National Median

🏠 Moorhead
$76,486
National Median
$410,000

At $76,486, homes in Moorhead cost 81% below the national median of $410,000. This makes Moorhead a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Moorhead?

20% Down Payment
$15,297
on $76,486
Monthly P&I
$399/mo
30-yr @ 6.8%
Total Monthly Est.
~$507/mo
incl. taxes & insurance
Income Needed
$20,280
gross annual (30% rule)
10% Down Option
$7,649
+ PMI applies
Loan Amount (20% dn)
$61,189
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Moorhead, MS?
The median home value in Moorhead is $76,486 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 22.3% year-over-year.
How much have home prices changed in Moorhead?
Over the past year, home values in Moorhead have decreased by 22.3%.
How much do I need to earn to buy a home in Moorhead?
To comfortably afford the median home price of $76,486 with a 20% down payment ($15,297) at today's rates (6.8%), you'd need a gross annual income of approximately $20,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Moorhead compare to the national average home price?
The national median home value is approximately $410,000. At $76,486, homes in Moorhead are 81% below the national average.
What metro area is Moorhead part of?
Moorhead is part of the Indianola, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.