Market Overview
Home Prices in Natchez, MS
The median home value in Natchez, MS is $117,516 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.7% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Natchez are priced71% below average. Natchez is part of the Natchez, MS-LA metro area.
Over the past five years, Natchez home values have fallen by approximately17.2%, reflecting softening conditions in this market.
Price History
Natchez Home Price Trend
City Comparison
Natchez vs. National Median
At $117,516, homes in Natchez cost 71% below the national median of $410,000. This makes Natchez a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Natchez?
20% Down Payment
$23,503
on $117,516
Monthly P&I
$613/mo
30-yr @ 6.8%
Total Monthly Est.
~$779/mo
incl. taxes & insurance
Income Needed
$31,160
gross annual (30% rule)
10% Down Option
$11,752
+ PMI applies
Loan Amount (20% dn)
$94,013
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Natchez, MS?
The median home value in Natchez is $117,516 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.7% year-over-year.
How much have home prices changed in Natchez?
Over the past year, home values in Natchez have decreased by 10.7%. Over five years, prices have fallen approximately 17.2%.
How much do I need to earn to buy a home in Natchez?
To comfortably afford the median home price of $117,516 with a 20% down payment ($23,503) at today's rates (6.8%), you'd need a gross annual income of approximately $31,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Natchez compare to the national average home price?
The national median home value is approximately $410,000. At $117,516, homes in Natchez are 71% below the national average.
What metro area is Natchez part of?
Natchez is part of the Natchez, MS-LA metropolitan area. Home prices and market conditions can vary across the broader metro region.