Market Overview
Home Prices in Osyka, MS
The median home value in Osyka, MS is $142,287 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 16.4% compared to a year ago and up 8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osyka are priced65% below average. Osyka is part of the McComb, MS metro area.
Over the past five years, Osyka home values have risen by approximately10.2%, reflecting steady appreciation in this market.
Price History
Osyka Home Price Trend
2020
$116,500
$117K
—
2021
$129,147
$129K
+10.9%
2022
$137,197
$137K
+6.2%
2023
$130,529
$131K
-4.9%
2024
$113,224
$113K
-13.3%
2025
$122,274
$122K
+8.0%
2026
$142,287
$142K
+16.4%
City Comparison
Osyka vs. National Median
🏠 Osyka
$142,287
National Median
$410,000
At $142,287, homes in Osyka cost 65% below the national median of $410,000. This makes Osyka a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osyka?
20% Down Payment
$28,457
on $142,287
Monthly P&I
$742/mo
30-yr @ 6.8%
Total Monthly Est.
~$942/mo
incl. taxes & insurance
Income Needed
$37,680
gross annual (30% rule)
10% Down Option
$14,229
+ PMI applies
Loan Amount (20% dn)
$113,830
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osyka, MS?
The median home value in Osyka is $142,287 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 16.4% year-over-year.
How much have home prices changed in Osyka?
Over the past year, home values in Osyka have increased by 16.4%. Over five years, prices have risen approximately 10.2%.
How much do I need to earn to buy a home in Osyka?
To comfortably afford the median home price of $142,287 with a 20% down payment ($28,457) at today's rates (6.8%), you'd need a gross annual income of approximately $37,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Osyka compare to the national average home price?
The national median home value is approximately $410,000. At $142,287, homes in Osyka are 65% below the national average.
What metro area is Osyka part of?
Osyka is part of the McComb, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.