Market Overview
Home Prices in Pachuta, MS
The median home value in Pachuta, MS is $154,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and down 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pachuta are priced62% below average. Pachuta is part of the Laurel, MS metro area.
Over the past five years, Pachuta home values have risen by approximately1.8%, reflecting modest growth in this market.
Price History
Pachuta Home Price Trend
2020
$135,749
$136K
—
2021
$151,850
$152K
+11.9%
2022
$168,683
$169K
+11.1%
2023
$166,982
$167K
-1.0%
2024
$165,975
$166K
-0.6%
2025
$156,073
$156K
-6.0%
2026
$154,650
$155K
-0.9%
City Comparison
Pachuta vs. National Median
🏠 Pachuta
$154,650
National Median
$410,000
At $154,650, homes in Pachuta cost 62% below the national median of $410,000. This makes Pachuta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pachuta?
20% Down Payment
$30,930
on $154,650
Monthly P&I
$807/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,025/mo
incl. taxes & insurance
Income Needed
$41,000
gross annual (30% rule)
10% Down Option
$15,465
+ PMI applies
Loan Amount (20% dn)
$123,720
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pachuta, MS?
The median home value in Pachuta is $154,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Pachuta?
Over the past year, home values in Pachuta have decreased by 0.9%. Over five years, prices have risen approximately 1.8%.
How much do I need to earn to buy a home in Pachuta?
To comfortably afford the median home price of $154,650 with a 20% down payment ($30,930) at today's rates (6.8%), you'd need a gross annual income of approximately $41,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Pachuta compare to the national average home price?
The national median home value is approximately $410,000. At $154,650, homes in Pachuta are 62% below the national average.
What metro area is Pachuta part of?
Pachuta is part of the Laurel, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.