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📍 Paulding, MS · Zillow ZHVI · July 2026

Average Home Price in
Paulding, MS

Laurel, MS metro area · Jasper County County

Median Home Value
$109,649
↓ 4.6% year-over-year
vs. National Median
$410,000
Paulding is 73% below
Est. Monthly Payment
$572/mo
20% down · 6.8% rate
Income Needed
$29K
gross annual (30% rule)
Median Home Value
$109,649
↓ 4.6% year-over-year
Down Payment (20%)$21,930
Monthly P&I$572/mo
With Taxes & Ins.~$726/mo
Income Needed$29,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Paulding, MS

The median home value in Paulding, MS is $109,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.6% compared to a year ago and down 9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Paulding are priced73% below average. Paulding is part of the Laurel, MS metro area.

City Comparison

Paulding vs. National Median

🏠 Paulding
$109,649
National Median
$410,000

At $109,649, homes in Paulding cost 73% below the national median of $410,000. This makes Paulding a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Paulding?

20% Down Payment
$21,930
on $109,649
Monthly P&I
$572/mo
30-yr @ 6.8%
Total Monthly Est.
~$726/mo
incl. taxes & insurance
Income Needed
$29,040
gross annual (30% rule)
10% Down Option
$10,965
+ PMI applies
Loan Amount (20% dn)
$87,719
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Paulding, MS?
The median home value in Paulding is $109,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.6% year-over-year.
How much have home prices changed in Paulding?
Over the past year, home values in Paulding have decreased by 4.6%.
How much do I need to earn to buy a home in Paulding?
To comfortably afford the median home price of $109,649 with a 20% down payment ($21,930) at today's rates (6.8%), you'd need a gross annual income of approximately $29,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Paulding compare to the national average home price?
The national median home value is approximately $410,000. At $109,649, homes in Paulding are 73% below the national average.
What metro area is Paulding part of?
Paulding is part of the Laurel, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.